Terms & Conditions

1. Introduction

Welcome to MNB Chartered Accountants. These Terms and Conditions govern your access to and use of [website URL], including any content, functionality, and services offered on or through our website.

2. Use of Website

This website is intended to provide general information on our auditing and advisory services and is not intended as professional advice for specific circumstances. You should not take, or refrain from taking, action based on its content without seeking appropriate professional advice.

A. Permitted Use

You are permitted to use the website for your personal, non-commercial use, or legitimate business purposes related to your role as a potential or existing client of MNB Chartered Accountants. Any other use of the website is prohibited.

B. Prohibited Use

In accessing any part of our website, you agree:

• Not to use the website in such a way that disrupts, interferes with or restricts the use of the website by other users;
• Not to upload, display or transmit any materials through the website which are false, offensive, defamatory, threatening, obscene, unlawful or which infringe third party rights;
• Not to reverse engineer, decompile, copy or adapt any software or other code or scripts forming part of our website; and
• Not to change, modify, delete, interfere with or misuse data contained on this website entered by or relating to any third party user of the website.

3. Intellectual Property

The trademarks, logos, and service marks (collectively the "Trademarks") displayed on our website are registered and unregistered marks of MNB Chartered Accountants and are protected by South African and international trademark laws. Any reproduction, retransmission, or other use of the materials of our website, in whole or in part, without our express written consent is prohibited. This includes copying of content, graphics, or any trademarks, except as specifically permitted by South African law.

Content on this website, unless otherwise indicated, is our property or the property of our licensors and is protected by copyright and intellectual property laws under the Copyright Act of South Africa. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part found on the site. You may print or download pages from the website for your personal use provided you comply with our terms and do not modify any of the content without our prior express written consent.

4. User Obligations

As a user of the MNB Chartered Accountants website, you are responsible for maintaining the confidentiality and security of your account credentials, including any user ID and password associated with accessing subscriber-only or restricted sections of the website. You must:

• Immediately notify us if you become aware of any disclosure, loss, theft or unauthorized use of your account information.
• Ensure that your account information is accurate and updated regularly.
• Refrain from sharing your account details with others to prevent unauthorized access.
• Take reasonable steps to secure any device through which you access our website to prevent unauthorized account access.

You accept responsibility for all activities that occur under your user ID or password and any consequences thereof. MNB Chartered Accountants will not be responsible for losses or damages caused by your failure to safeguard your login credentials.

5. Disclaimers

While MNB Chartered Accountants endeavors to ensure that the information on this website is correct, we do not warrant the completeness, accuracy, reliability, or timeliness of the materials provided here. Information on this website may contain inaccuracies or typographical errors. Furthermore, we do not guarantee that the website will be permanently available or that the material on the website will be consistently up-to-date.

The content on our site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete, or more timely sources of information. Any reliance on the material on this site is at your own risk.

MNB Chartered Accountants also does not warrant that the website or any content, service or feature of the site will be error-free, that defects will be corrected, or that your use of the website will provide specific results. The website and its content are delivered on an "as-is" and "as-available" basis. All information provided on the site is subject to change without notice.

6. Limitation of Liability

MNB Chartered Accountants, including its directors, employees, agents, affiliates, or contractors, will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to, financial losses, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability, or otherwise, arising from your use of any of the service or any products procured using the site, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility.

Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

Additionally, MNB Chartered Accountants does not warrant that the results that may be obtained from the use of the service will be accurate or reliable. No advice or information, whether oral or written, obtained by you from MNB Chartered Accountants or through the service shall create any warranty not expressly stated in these terms.

MNB Chartered Accountants also assumes no liability for any harm or damage arising from the unauthorized access to, or alteration of your transmissions or data, including but not limited to, damages for loss of profits, use, data, or other intangibles, even if MNB Chartered Accountants has been advised of the possibility of such damages.

7. Privacy Policy

Refer to our Privacy Policy available on our website for information regarding how we collect, use, protect, and share data that we receive from you.

8. Changes of Terms

MNB Chartered Accountants reserves the right to revise and update these terms and conditions at any time. Changes will take effect immediately upon their posting on the website. We will endeavor to notify you of these changes by posting a prominent notice on our website and, where appropriate, by sending you an email notification. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

9. Governing Law

These terms and conditions and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of the Republic of South Africa. By using this website, you agree that the courts of South Africa will have exclusive jurisdiction to resolve any disputes or claims related to these Terms and Conditions or your use of the website. This includes any disputes involving MNB Chartered Accountants or its affiliates, agents, employees, subcontractors, or assignees. You also agree to submit to the personal jurisdiction of these courts for the purpose of litigating all such claims or disputes.

This choice of jurisdiction does not prevent MNB Chartered Accountants from seeking injunctive relief with respect to a violation of intellectual property rights or confidentiality obligations in any appropriate jurisdiction.